Account opening
Modification of account details
Nominee, Guardian, Introducer, Joint Holders
Multiple Address etc
Accepting transactions through cash, transfer
Product accumulation
Interest calculation
Interest Posting
Closing of Account

Account opening
Modification of account details
Nominee, Guardian, Introducer, Joint Holders
Multiple Address etc...,
Accepting transactions through cash, transfer
Product accumulation
Interest calculation
Interest Posting
Closing of Account

Account opening
Nominee, Guardian, Introducer, Joint Holders
Multiple Address etc
RD Passbook Printing
Premature withdrawals
Late Installment Penalty Calculation
Accepting transactions through cash, transfer
Interest calculation
Option to pledge Accounts against loans
Interest Posting
Closing of Account

Account opening
Modification of account details
Nominee, Guardian, Introducer, Joint Holders
Multiple Address etc..,
Rate of interest is automatically picked up from interest table
Handling different types of deposits like cash certificates
Receipt Printing
Premature withdrawals
Accepting transactions through cash, transfer
Monthly / Qtrly / Half yearly interest calculation
Simple / Compounded / Discounted Methods
Option to pledge receipts against loans
Auto posting of Interest to saving bank account
Electronic Payment through ECS/EFT/NEFT
Interest Posting
Closing of Account

We are one of the most dynamic Information Technology companies in India. We currently provide software and Hardware solutions, development and consultancy services to our clients all over INDIA and abroad. Since our inception in 2002, Bhoomi has under gone a phenomenal rate of growth, establishing an enviable reputation for delivering professional and optimal quality solutions at competitive rates.

We are one of the most dynamic Information Technology companies in India. We currently provide software and Hardware solutions, development and consultancy services to our clients all over INDIA and abroad.

Account opening
Modification of account details
Nominee, Guardian, Introducer, Joint Holders
Multiple Address etc
Accepting transactions through cash, transfer
Product accumulation
Interest calculation
Interest Posting
Interface to Daily Collection Machines
Premature Withdrawals
Agent Commission Calculation and Posting
Option to calculate TDS, Allowances and deductions
Option to deduct security deposit from agent commission
Loan Installment deducted from agent commission
Closing of Account

Account opening
Modification of account details
Nominee, Guardian, Introducer, Joint Holders
Multiple Address etc
Dividend Calculation with monthly/Yearly/Daily Products
Automatic export of dividends to saving, Loan accounts
Export of Dividend to branch
Dividend Payable/paid Register
I-Form, J-Form
Certificate generation
New Shares, Additional, withdrawal and transfer of shares

Account opening
Modification of account details
Joint Holders, Surety
Multiple Address etc
Loan Against Fixed Deposits, Daily Deposits and Recurring Deposits
Loan Against Vehicle with vehicle details and insurance
Loan Against gold with information related gold kept
Loan Against govt securities like NSC/LIC/IVP
Option of EMI and NON EMI Loans
Accepting transactions through cash, transfer
Auto Calculation and Posting of interest at the time of receipt
Option to pledge receipts against loans
Interest Calculation and Posting
Option to create loan charges heads
Penalty Interest calculation and posting
Loan Interest rate history
Automatic transfer of installments from Saving Deposit
Auto posting of Deposit interest to loan accounts
Loan Recommended by Directors
Ear marking of suit filed accounts. Option to enter suit section code
Closing of Account
Overdue Register

User definable NPA Slabs
Automatic Updatiion of NPA Status
NPA Register
Classification of NPA
Format No-I
Format No-II

Option to have multiple cashier
Capture cash denominations
Cashier wise cash balance
Option to transfer cash from one cashier to another
Cash in safe/ cash in hand
Cash Exchange
    Cash Reconciliation

User defined Recovery Heads
Fully Parameterized
Recovery for more than one RD Account
Surety Recovery
Option to add Pending Recovery
Export of Recovery through in Text/DBF/ACCESS format
Import of Recovery through Text/DBF/ACCESS format
Generation of Difference Recovery

Voucher through cash/bank and transfer
Multiple bank accounts
User defined general ledger heads
Fully Parameter control
Option to single entry/double entry accounting system
Day Book
Sub day books
Cash Book. Monthly Cash Summary
Receipt and Payment Register
Trial Balance, Simple and Group wise
User defined balance sheet & Profit & Loss Heads
Balance Sheet
Profit & Loss Accounts
General Ledger Detailed and Monthly Summary

Interface to Passbook printer of any company
Pass book can be fully customizable
Multiple formats for pass books for different heads
Passbooks can be printed for loans, SB, RD etc

Interface to Daily Collection of Machines
Option to use different machines of different vendors
Fully Customizable and parameter driven

Scan and store signature of all accounts
Supports up to 10 signatures/photos per account
Scan Loan Documents in case of loan accounts
Signature can be viewed from any option just be pressing a hot key
Signature displayed at the time of payment

Accepting Post dated cheques
Cheques to be deposited
Cheques in hand

Send Payments directly to customers bank accounts
Option to send using Electronic Clearing System (ECS)
Electronic Fund Transfer Option (EFT)
National Electronic Fund Transfer Option (NEFT)
FD Interest can be credited to customers bank account
Loan Payment can be credited to customers bank account

Accepts Name fields in regional languages
Selected Reports in Regional language of choice

Send SMS Alerts to you customer
Date of Birth Wishes
FDR Matured/Maturing Alerts
Happy New Year /Happy Diwali
Change of Interest Rate
Floating of New Schemes

[NOTES]
Rate per SMS Varies from Rs. 7 Paisa/SMS to 20 Paisa/SMS.
Internet connection require

Customer can deposit/Withdraw from any branch
Balances are updated In real time
Customer can view is balance from any Branch

[NOTES]
Internet connection required
Branch to HO Connectivity is Required

Details of Customer with address can be exported to branches
RBI Bank Master export
Members label printing
Graphical analysis of reports
Exhaustive reports
Dos Mode/Windows Mode Printing Options

Password Management system
Audit Log showing Changes done by User
Day Closing And Day Opening controls
Three levels of voucher flow control
Scrolling / Passing and cashier authorization
Attendance checking

Details of Customer with address can be exported to branches
RBI Bank Master export
Members label printing
Graphical analysis of reports
Exhaustive reports
Dos Mode/Windows Mode Printing Options