A complete, RBI-ready core-banking platform trusted by 300+ cooperative credit societies across India — managing deposits, loans, shares, NPA and statutory compliance from one secure, audit-ready system.
The BhoomiCBS Customer App gives your members secure, 24×7 access to their accounts — no branch queue, no waiting. Balances, passbooks, loan status and instant alerts, right on their phone.
Bhoomi is one of India's leading software solution providers for Credit Societies, Patpedhis, and Patsansthas. BhoomiCBS improves staff productivity and efficiency, helping you manage your society in a streamlined, audit-ready way.
BhoomiCBS is a comprehensive suite of tightly integrated modules covering every aspect of Credit Society operations — built on the latest Microsoft technologies for performance, security, and reliability.
Over 300 installations across India — including Mumbai, Thane, Navi Mumbai, Goa, Nasik, Mysore, Chennai, Parbhani, Aligarh, and more.
Backed by more than two decades of computerising the cooperative sector, BhoomiCBS is far more than a ledger — it is a complete core-banking platform tuned to the way Patsansthas, Patpedhis and credit societies actually work, day in and day out.
A platform matured through hundreds of live society implementations — the bye-laws, returns and day-to-day practices of urban and rural credit institutions are built in, not bolted on.
Switching from an old or legacy package? We migrate your members, deposits, loans and balances from virtually any existing software, so you go live without re-keying a single account.
Credit FD interest and loan disbursements straight to a member's bank account through ECS and direct bank transfer — reducing cash handling and giving your members a modern, cashless experience.
Automatic NPA classification, statutory formats, I-Form / J-Form, a full audit log of user changes and day-open / day-close controls keep your society inspection-ready throughout the year.
Print passbooks, receipts, notices and reports in Marathi alongside English — so your staff and members work in the language they are most comfortable with.
A responsive support team reachable on-site, by phone, over WhatsApp and through secure remote access — with a nationwide network ensuring help is never far away.
BhoomiCBS adapts to your institution — available on-premise or hosted for you, single branch or multi-branch.
From the front counter to the balance sheet, BhoomiCBS handles every transaction your members make and every report your auditor asks for.
Open and service Savings, Current, Recurring, Daily and Fixed Deposits with automatic interest calculation, posting and passbook printing.
Handle every loan type — against deposits, gold, vehicles or government securities — with EMI / non-EMI schedules, penalty interest and salary recovery built in.
Automatic NPA classification, statutory formats and a complete audit trail keep your society prepared for inspection all year round.
Credit interest and disbursements straight to members' bank accounts and cut down cash handling at the counter.
Run your whole society on a single database — every branch and the head office on one system, always in sync, with no day-end data exchange between branches.
Give your staff a complete view of every member and on-screen help in the language they are most comfortable working in.
Bank-grade controls protect your members' data and keep your society on the right side of every regulation.
Password management with user-level rights and three-tier voucher authorisation.
Every change is logged with the user who made it — ready for any audit.
Enforced day-opening and day-closing with cashier and scrolling authorisation.
Three levels of voucher-flow control keep entries verified before they post.
Regular backups with on-premise or hosted-for-you deployment protect your data.
Developed on the latest Microsoft platform for performance, security and reliability.
Everything BhoomiCBS covers, in one place — nothing hidden, nothing extra to buy.
Every register, statement and statutory return your society and its auditors need — grouped and ready to print, right up to Head-Office consolidated statements across all your branches.
Yes. BhoomiCBS is purpose-built for the cooperative sector and is already live at 300+ urban and rural credit societies, Nagari Sahakari Patsansthas, Patpedhis and employees' / salary-earners' societies. The bye-laws, returns and day-to-day practices are built in, and the software is fully parameter-driven so it adapts to your society's rules.
Absolutely. Our team migrates your members, deposits, loans, shares and balances from virtually any existing or legacy package, so you go live without re-keying a single account.
It does — over 200 ready reports including trial balance, balance sheet, profit & loss, NPA Format I & II, asset classification, I-Form / J-Form, demand & recovery and a full audit log, keeping you inspection-ready throughout the year.
Both. BhoomiCBS can run on-premise on your own server, or be hosted for you, for a single branch or across multiple branches.
Yes. Passbooks, receipts, notices and reports can be printed in Marathi alongside English, so your staff and members work in the language they are most comfortable with.
Yes. Fixed-deposit interest and loan disbursements can be credited straight to a member's bank account through ECS and direct bank transfer, reducing cash handling at the counter.
Our support team is reachable on-site, by phone, over WhatsApp and through secure remote access, backed by a nationwide network so help is never far away. Staff training is provided as part of every implementation.
On-site implementation and support for credit societies and patsanstha across the Mumbai metropolitan region: